{"id":1654,"date":"2022-11-16T13:20:00","date_gmt":"2022-11-16T13:20:00","guid":{"rendered":"https:\/\/qafqazkredit.az\/?page_id=1654"},"modified":"2024-07-08T18:00:52","modified_gmt":"2024-07-08T14:00:52","slug":"k%c9%99nd-t%c9%99s%c9%99rrufati-krediti","status":"publish","type":"page","link":"https:\/\/qafqazkredit.az\/en\/k%c9%99nd-t%c9%99s%c9%99rrufati-krediti\/","title":{"rendered":"Agricultural loan"},"content":{"rendered":"<div class=\"wp-block-media-text alignwide is-stacked-on-mobile is-vertically-aligned-top has-background\" style=\"background:linear-gradient(135deg,rgb(238,238,238) 97%,rgb(169,184,195) 98%);grid-template-columns:30% auto\"><figure class=\"wp-block-media-text__media\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"700\" src=\"https:\/\/qafqazkredit.az\/wp-content\/uploads\/2023\/01\/wheat2019-jgreig.jpg\" alt=\"\" class=\"wp-image-3891 size-full\" srcset=\"https:\/\/qafqazkredit.az\/wp-content\/uploads\/2023\/01\/wheat2019-jgreig.jpg 1000w, https:\/\/qafqazkredit.az\/wp-content\/uploads\/2023\/01\/wheat2019-jgreig-300x210.jpg 300w, https:\/\/qafqazkredit.az\/wp-content\/uploads\/2023\/01\/wheat2019-jgreig-768x538.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<p class=\"has-text-align-left has-black-color has-very-light-gray-to-cyan-bluish-gray-gradient-background has-text-color has-background wp-block-paragraph\" style=\"font-size:18px\"><strong>The target group of NBCO \"Caucasus-Credit\" LLC's agricultural loan product is FPFs (family peasant farming ) whose activities are not considered entrepreneurial entities and micro-entrepreneurial entities in agriculture. Based on the limited access to finance to meet the expenses arising from the consumption and living needs of both target groups, the purpose of the loan includes the lending of expenses arising from both business activity and consumption &amp; living needs. <\/strong><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Table of Content<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/qafqazkredit.az\/en\/k%c9%99nd-t%c9%99s%c9%99rrufati-krediti\/#K%C9%99nd_t%C9%99s%C9%99rrufati_kreditin_m%C9%99qs%C9%99di\" >Purpose of the agricultural loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/qafqazkredit.az\/en\/k%c9%99nd-t%c9%99s%c9%99rrufati-krediti\/#K%C9%99nd_t%C9%99s%C9%99rrufati_kredit_s%C9%99rtl%C9%99ri\" >Terms of agricultural loan<\/a><\/li><\/ul><\/nav><\/div>\n<h1 class=\"wp-block-heading has-text-align-center has-vivid-red-color has-white-background-color has-text-color has-background\" style=\"font-size:26px;font-style:normal;font-weight:800\"><span class=\"ez-toc-section\" id=\"K%C9%99nd_t%C9%99s%C9%99rrufati_kreditin_m%C9%99qs%C9%99di\"><\/span>Purpose of the agricultural loan<span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<p class=\"has-text-align-left has-black-color has-white-background-color has-text-color has-background wp-block-paragraph\" style=\"font-size:18px\"><strong>Financing of development of any agricultural field of activity and meeting other personal consumption needs that are not prohibited by law, do not harm the environment and do not conflict with public order<\/strong><\/p>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-center has-vivid-red-color has-white-background-color has-text-color has-background\" style=\"font-size:26px;font-style:normal;font-weight:800\"><span class=\"ez-toc-section\" id=\"K%C9%99nd_t%C9%99s%C9%99rrufati_kredit_s%C9%99rtl%C9%99ri\"><\/span>Terms of agricultural loan <span class=\"ez-toc-section-end\"><\/span><\/h1>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\" style=\"font-size:18px\"><table class=\"has-white-background-color has-background\"><tbody><tr><td><strong>Loan security:<\/strong><\/td><td>Guarantee, jewelry, movable\/immovable property pledge<\/td><\/tr><tr><td><strong>Commission fee:<\/strong><\/td><td>There is no<\/td><\/tr><tr><td><strong>Loan amount:<\/strong><\/td><td>AZN 600-20000<\/td><\/tr><tr><td><strong>Annual interest rate:<\/strong><\/td><td>19,96-24,62%<\/td><\/tr><tr><td><strong>Effective annual interest rate (APR):<\/strong><\/td><td>25%<\/td><\/tr><tr><td><strong>Loan term:<\/strong><\/td><td>8 - 36 months<\/td><\/tr><tr><td><strong>Grace period:<\/strong><\/td><td>3 - 12 months<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><strong><em>In order to benefit from Agricultural loan product, a minimum of 6 months of official work experience or, if you are an individual entrepreneur, the presence of an active TIN and sufficient income,  no delinquencies in your credit history, as collateral for a loan order of more than 500 manats  a guarantor or a pledge of property, a group guarantee for group loans, a valid ID card, proof of income, current bank account are required.<\/em><\/strong><\/figcaption><\/figure>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size is-style-outline is-style-outline--1\" style=\"font-size:18px\"><a class=\"wp-block-button__link has-vivid-red-color has-text-color has-background wp-element-button\" href=\"https:\/\/qafqazkredit.az\/en\/https-qafqazkredit-az-kredit-kalkulyatoru\/\" style=\"background:linear-gradient(135deg,rgb(238,238,238) 97%,rgb(169,184,195) 100%)\"><strong>Loan calculator<\/strong><\/a><\/div>\n\n\n\n<div class=\"wp-block-button has-custom-font-size is-style-outline is-style-outline--2\" style=\"font-size:18px\"><a class=\"wp-block-button__link has-vivid-red-color has-text-color has-background wp-element-button\" href=\"https:\/\/qafqazkredit.az\/en\/loan-order\/\" style=\"background:linear-gradient(135deg,rgb(238,238,238) 100%,rgb(169,184,195) 100%)\"><strong>Loan order<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"<p>BOKT &#8220;Qafqaz-Kredit&#8221; MMC-nin K\u0259nd t\u0259s\u0259rr\u00fcfat\u0131 kredit m\u0259hsulunun h\u0259d\u0259f qrupunu f\u0259aliyy\u0259ti sahibkarl\u0131q subyekti say\u0131lmayan AKT-l\u0259r (ail\u0259 k\u0259ndli t\u0259s\u0259rr\u00fcfatlar\u0131) v\u0259 k\u0259nd t\u0259s\u0259rr\u00fcfat\u0131 \u00fczr\u0259 mikro sahibkarl\u0131q subyektl\u0259ri t\u0259\u015fkil edir. H\u0259r iki h\u0259d\u0259f qrupunun istehlak v\u0259 ya\u015fay\u0131\u015f t\u0259l\u0259bat\u0131ndan yaranan x\u0259rcl\u0259ri qar\u015f\u0131lamaq \u00fc\u00e7\u00fcn maliyy\u0259y\u0259 \u00e7\u0131x\u0131\u015f imkanlar\u0131n\u0131n&nbsp; m\u0259hdudlu\u011funu \u0259sas tutaraq, kreditin t\u0259yinat\u0131na h\u0259m biznes f\u0259aliyy\u0259tind\u0259n, h\u0259m d\u0259 istehlak v\u0259 ya\u015fay\u0131\u015f t\u0259l\u0259bat\u0131ndan [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1654","page","type-page","status-publish","hentry"],"featured_image_src":null,"_links":{"self":[{"href":"https:\/\/qafqazkredit.az\/en\/wp-json\/wp\/v2\/pages\/1654","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/qafqazkredit.az\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/qafqazkredit.az\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/qafqazkredit.az\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/qafqazkredit.az\/en\/wp-json\/wp\/v2\/comments?post=1654"}],"version-history":[{"count":67,"href":"https:\/\/qafqazkredit.az\/en\/wp-json\/wp\/v2\/pages\/1654\/revisions"}],"predecessor-version":[{"id":10711,"href":"https:\/\/qafqazkredit.az\/en\/wp-json\/wp\/v2\/pages\/1654\/revisions\/10711"}],"wp:attachment":[{"href":"https:\/\/qafqazkredit.az\/en\/wp-json\/wp\/v2\/media?parent=1654"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}