What criteria do you need to pay attention to in order to benefit from our credit service?! Who can benefit from our loan service?
YOU ARE 18 or OLDER The minimum age to use our service is 18.
YOU ARE A CITIZEN OF THE REPUBLIC OF AZERBAIJAN. You must be a current resident of the Republic of Azerbaijan.
YOU ARE HONEST and TRUSTWORTHY. You must have good human character and a nice personality.
YOU HAVE A VALID ADDRESS. You must have valid proof of identity.
YOU HAVE A REGULAR OFFICIAL INCOME. You must have a regular income every month in the form of salary, entrepreneurial activity, pension, allowance by submitting a document confirming the income.
IF YOU ARE AN ENTREPRENEUR, YOU HAVE A REGISTRATION DOCUMENT -TIN. If you order a loan to support business and agricultural activity, or if your income is derived from entrepreneurial activity, you must have official registration documents.
YOU HAVE A BANK ACCOUNT. To transfer the consumer loan amount, you must have a current bank account, an entrepreneur bank account for loans supporting business or agricultural activity.
YOUR DEBT ON MONTHLY LOAN AND GUARANTEE OBLIGATION IS NOT MORE THAN 40% – 50% OF YOUR MONTHLY INCOME. The ratio of the total monthly debt amount to the total monthly net income should not exceed 40% - 50%.
YOU HAVE A POSITIVE CREDIT HISTORY. If your credit history is regularly up to 30 days late in monthly loan payments, once or more time more than 30 days late, the loan will not be granted due to your poor cedit history.
YOU HAVE A GUARANTOR OR PROPERTY PLEDGE. If the loan order exceeds AZN 500, you must have a guarantor or property pledge.
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