Privacy Policy

Last Updated: December 01, 2023

NBCO “Caucasus-Credit” LLS (hereinafter – NBCO) website address is https://qafqazkredit.az and NBCO operates this website to inform the public about financial and non-financial services that support to improve living standards of low income people, to facilitate access to these services and to attract financial and other types of support.

This "Privacy Policy" is designed to define the rules how to use personal information provided by the website visitors. NBCO values your interest and support and uses its best efforts to respect the privacy of our online visitors is committed to protecting your privacy. This statement addresses concerns visitors to our site may have about the information they provide to us, and how we treat that information.

1. Information collection

NBCO does not require visitors to register or otherwise provide personally identifiable information in order to visit our site. We do not collect personally identifiable information from individuals unless they provide it to us on a voluntary basis to benefit from our services.

Besides, we obtain automatically some non-identifying basic information from visitors to the site for internal review purposes. This includes total number of visitors, pages viewed, and other non-identifying information. We use this aggregate information to improve our website and to make your experience on our site as satisfying as possible

2. Information usage

The information we collect from you on a voluntary basis or obtain automatically may be used to:

• Make services tailored to your individual needs,
• Improve our site,
• Improve the user support system,
• Improve the user support system,
• Arrange a promotion, competition or conduct a survey.

3.Disclosure of information to third parties

We store information that we collect through “cookies” and log files to track the viewing preferences of our visitors, but we do not collect personal information through these means or share the information collected with third parties.

NBCO may request contact information (such as name, contact number, e-mail and residential address), as well as personal information such as a resume from visitors on our loan order and employment opportunities pages. This information is used by us for loan application screening and personnel purposes only and is not shared with outside organizations.

4.Cookies

“Cookies” are used to improve site access, to analyze our site’s overall traffic patterns and improve our visitors’ online experience. In addition, they allow visitors to track the most interesting queries. Cookies do not transmit any confidential information.

Many browsers provide an option to block or remove cookies. You can visit our site successfully while blocking cookies, but leaving cookies enabled in your browser will help us to improve our site’s usability and effectiveness.

5. Embedded content from other websites-Links

This website may include embedded content, i.e. links to certain information from other web sites. Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, etc. Please be aware that NBCO has no control over and is not responsible for the contents or privacy practices of other sites. We encourage our visitors to be aware when they leave our site and to read the privacy statements of websites that collect personally identifiable information. This privacy statement applies solely to information collected by this website.

6. Consent

By using the services of our site, you automatically agree to our privacy policy.